Published by Sta. Lucia Prime | Real Estate Financing Insights 2025
Buying a home doesn’t have to be overwhelming — especially Arezzo Place Davao Payment Terms and Financing. Whether you’re a first-time buyer or an OFW investor, this guide explains the typical financing options available at Arezzo Place Davao and helps you determine whether it’s the right fit for your goals in 2025.
💰 Price Range of Units at Arezzo Place Davao
Based on publicly available listings and past developer promos, Arezzo Place units are priced within the following ranges:
- 🔹 Studio Units: ₱1.6M – ₱1.9M
- 🔹 1-Bedroom Units: ₱2.1M – ₱2.5M
Prices vary depending on unit floor, location within the building, and remaining inventory. Always consult with a licensed broker to get the updated price list.
📊 Sample Monthly Amortization (Bank Financing)
Below is a sample estimate of monthly amortizations for a 1-bedroom unit priced at ₱2.3M with 20% downpayment and 80% loan:
| Payment Term | Monthly Amortization | Interest Rate (Est.) |
|---|---|---|
| 5 Years | ₱36,750/month | 7.5% |
| 10 Years | ₱23,900/month | 8.0% |
| 15 Years | ₱19,400/month | 8.5% |
Note: These are indicative only and vary depending on bank approval, credit profile, and loan provider. In-house financing is also available with shorter terms and slightly higher interest.
🏦 Financing Options Available
- Bank Financing: Partner banks offer 5–15 year terms with competitive interest rates and minimal requirements for OFWs and professionals.
- Pag-IBIG Financing: May be available depending on developer accreditation (verify current status).
- In-House Financing: Direct monthly payments to developer with simplified approval but higher monthly cost.
- Spot Cash Discount: Up to 10% discount if full amount is paid within 30 days from reservation.
🔁 Flexible Terms vs. Long-Term Growth
While condo financing is generally lighter upfront, residential lot buyers enjoy even more flexible structures with Sta. Lucia subdivisions. Some offer:
- 0% interest on 3–5 year deferred plans
- No loan approval required
- Lot ownership title upon full payment
This makes them ideal for buyers who want to build later or invest in appreciating land.
🧮 Amortization Comparison: Condo vs Lot
| Property Type | Total Price | Term | Monthly Payment |
|---|---|---|---|
| Arezzo Condo (1BR) | ₱2.3M | 10 yrs @ 8% | ₱23,900 |
| Tierra Verde Lot | ₱1.8M | 5 yrs @ 0% | ₱30,000 |
The condo has a lower monthly cost but higher interest. Lots offer title ownership after 5 years and space to build or resell later.
📚 Related Arezzo Place Articles
📞 Talk to a Licensed Broker Today
If you need help crunching numbers or understanding your financing options, contact our team today. We’ll guide you through pre-qualification, quote requests, and help you compare Arezzo with other residential communities in Davao.